Hands Off
There's no shortage of personal finance advice out there. We know debt is generally bad. This isn't about a $6 coffee or some avocado toast. And, yes, our generation has been dealt an especially challenging hand. Rent, higher education, healthcare, cars - all more expensive than ever.
You don't need a lecture.
Maybe you have some debt, and if so, you've probably read a bit on strategies to pay it off. Debt Snowball, Debt Avalanche - these all sound lovely on paper but can be a chore to implement. It's not just a math problem. Checking the balance on a credit card is an emotional rollercoaster - there's a million other things we would rather do.
So, you want to make a plan. We love to see it.
Putting that plan in action is hard. You login to multiple accounts, check minimum payments and due dates, crunch some numbers to see where you can pay a little extra to make a bigger dent. This isn't easy, and it isn't fun.
Hands Off is a service to automate your debt payoff strategy. It syncs with your accounts and initiates payments on your behalf. It factors in minimum payments, due dates, and interest rates to continuously rebalance your strategy and allocate extra cash towards knocking out the problem.
This app isn't sexy. It won't help you get a tax deduction for buying a Suburbitank. There's no crypto, no AI, no NFTs. Taking care of the basics is underrated. So, we are making a tool to help you do that.
We're still building, and we're looking for beta testers. Drop us a line, and we'll keep you updated on our progress.